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Working Paper No. 97Is Health Insurance Crippling the Labor Market?
August 01, 1993 While discussion about health care encompasses a wide array of issues—inadequate access, the growing share of national resources devoted to health care, the incidence of cost-shifting from the uninsured to...more Publication -
Working Paper No. 96
Mortgage Default among Rural, Low Income Borrowers
June 10, 1993 In this working paper, Quercia, McCarthy, and Stegman use data obtained on 874 low income, rural borrowers participating in the Section 502 Home Ownership program administered by the Farmer’s Home...more Publication -
Public Policy Brief No. 7Immigration Policy: A Tool of Labor Economics?
June 07, 1993 Vernon M. Briggs argues that, while mass immigration in the past was consistent with then-existing labor market needs, today it is incompatible with the nation’s economic development trends and labor...more Publication -
Working Paper No. 95
The Community Reinvestment Act, Lending Discrimination, and the Role of Community Development Banks
May 10, 1993 The Community Development Banks (CDBs) should not be seen as a substitute for the Community Reinvestment Act (CRA) or for other programs designed to revitalize lower income areas. Rather, they...more Publication -
Working Paper No. 94
Productivity, Private and Public Capital, and Real Wage in the United States, 1948–1990
May 09, 1993 No further information available. Publication -
Working Paper No. 93
Finance and Stability
May 08, 1993 Once again the United States economy is facing a crisis, resolution of which first requires the realization that there are many types of capitalism: Solutions implemented in the past, therefore,...more Publication -
Working Paper No. 92
The Current State of Banking Reform
May 07, 1993 Banking reform has always been a part of the political agenda, although policy tends to focus on the specific concerns of the public at the time of crisis; as times...more Publication -
Public Policy Brief No. 6
A Path to Community Development
May 06, 1993 Η δημιουργία ενός εθνικού συστήματος τραπεζών κοινοτικής ανάπτυξης θα βοηθούσε να καλυφθεί το χρηματοδοτικό κενό σε περιοχές που δεν εξυπηρετούνται επαρκώς από τις παραδοσιακές τράπεζες παρά τις απαιτήσεις της Πράξης...more Publication -
Public Policy Brief No. 6
A Path to Community Development
May 06, 1993 The establishment of a system of federally regulated, for-profit community development banks (CDBs) would help to fill the financial gap in areas inadequately served by traditional banks, requirements of the...more Publication -
Public Policy Brief No. 5
The Limits of Prudential Supervision
May 05, 1993 According to Bernard Shull, although the recent round of banking legislation—most notably the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) and the Federal Deposit Insurance Corporation Improvement Act (FDICIA)—did...more Publication -
Working Paper No. 91
A Comparison of Proposals to Restructure the US Financial System
May 01, 1993 This paper illustrates the potential for risk diversification through the common ownership of a hypothetical bank and nonbanking firm. The illustration has several implications for proposals for restructuring the financial...more Publication -
Working Paper No. 90
Narrow Banks
April 10, 1993 Recent banking problems have prompted a variety of proposals for reforming deposit insurance and the banking system. Nearly all of these proposals, however, suffer from a common flaw—they would fail...more Publication -
Working Paper No. 89
Profits for Economists
April 01, 1993 There is no single best estimate of profits because different purposes require measures. For example, profits in national income should be different than profits in financial statements. But given these...more Publication -
Working Paper No. 88
Limits of Prudential Supervision
March 10, 1993 Bank supervision typically receives little if any attention when banks are operating without difficulty. But when banks fail in large numbers, or large banks fail, and the system itself is...more Publication -
Working Paper No. 87
The Psychology of Risk
March 09, 1993 Risk is commonly defined in negative terms-the probability of suffering a loss or factors and actions involving uncertain dangers or hazards. On the other hand, the term risk as used...more Publication -
Working Paper No. 86
The Origins of Money and the Development of the Modern Financial System
March 08, 1993 The origins of money and banking are explained in nearly every introduction money and banking course, but Wray proposes an alternative approach that emerges from a comparative analysis of economic...more Publication -
Public Policy Brief No. 4
Public Infrastructure Investment: A Bridge to Productivity Growth?
March 03, 1993 This brief presents contrasting views on the effects of public infrastructure investment on private sector productivity. David Alan Aschauer states that the slower rate of productivity growth since the early...more Publication -
Working Paper No. 85
The Relationship between Public and Private Investment
February 10, 1993 The relationship between government spending and aggregates such as output, employment, and prices has been the subject of many theoretical and empirical studies. Recently, however, interest has shifted to government...more Publication -
Working Paper No. 84
Migration of Talent
February 07, 1993 In this paper, Rao tackles the reasons behind the increasing number and share of foreign students enrolled in Ph.D. economics programs in the U.S. The conventional argument of comparative advantage...more Publication -
Public Policy Brief No. 3
Τραπεζικό σύστημα κοινοτικής ανάπτυξης
January 01, 1993 Το κείμενο προτείνει την εγκαθίδρυση ενός εθνικού συστήματος τραπεζών κοινοτικής ανάπτυξης για την προώθηση της κεφαλαιακής ανάπτυξης της οικονομίας. Η πρόταση βασίζεται στην άποψη ότι η υπάρχουσα χρηματοπιστωτική δομή είναι...more Publication -
Public Policy Brief No. 3
Community Development Banking
January 01, 1993 This brief proposes that the establishment of a nationwide system of community development banks (CDBs) would advance the capital development of the economy. The proposal is based on the notion...more Publication -
Working Paper No. 83
Community Development Banks
December 01, 1992 The Clinton/Gore proposal for the creation of a network of 100 community development banks (CDBs) to revitalize communities is bold, and will contribute to the success of the U.S. economy....more Publication -
Working Paper No. 82
Job Quality and Labor Market Segmentation in the 1980s
December 01, 1992 The authors examine the effects of employment restructuring in the 1980s on white, black, and Hispanic men and women within a labor market segmentation framework. Cluster analysis is used to...more Publication -
Public Policy Brief No. 2
An Economic Assessment: Contained Depression or the Foothills of Recovery?
September 10, 1992 Robert Barbera and David A. Levy offer contrasting assessments of the United States’ economy during the late 1980s and early 1990s. Barbera suggests that the behavior of the economy was...more Publication